Wyoming Financial Insurance, 400 E 1st St, Casper, WY 82601, US

The Wyoming Community Development Authority was created by state statute as a body corporate operating as an instrumentality of the state. The organization is a self-supporting resource that receives no state funding. WCDA raises capital for the mortgages it provides by selling mortgage revenue bonds to investors. As the interest paid to bond holders is generally exempt from federal income tax, investors typically accept a lower rate. The Wyoming Community Development Authority passes savings on to homebuyers by providing mortgages at below-market interest rates. The homebuyers' mortgage payments repay the bonds. The authority offers mortgages in cooperation with participating Wyoming lenders. Housing programs administered by the WCDA are conducted in partnership with lenders, as well as builders and developers, cities and counties, nonprofit organizations and local housing authorities. This broad coalition works together to provide affordable housing to Wyoming's citizens. The Wyoming Community Development Authority maintains a location in Casper, Wyo.

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