Formerly known as the South Milwaukee Municipal Credit Union, First Credit Union was established in 1951 for the city workers of south Milwaukee. In 1969, it began to include the employees for the city of Oak Creek and changed the name to SMOC Credit Union. Located on Rawson Avenue, the inviting and comfortable First Credit Union is a member-owned, not-for-profit financial cooperative committed to its members. An ATM, with no surcharge for members, is available 24 hours a day. With an online branch, managing your money has never been easier.