First National Bank is a community bank, headquartered in Manitowoc, Wis. Its products include noninterest bearing, interest bearing and first club checking accounts and regular, Christmas club, market plus and certificate of deposit savings accounts, along with educational certificates of deposit and repurchase agreements. It also offers emerald club membership, health savings accounts, direct deposits, automatic transfers, safe deposit boxes and MasterCard and Visa credit cards and debit cards. It also provides loan products that include real estate, home equity, installment and consumer, commercial, agricultural, student and check credit loans. The bank also provides trust and management services such as asset allocation, estate planning, trusts under agreement, testamentary trusts, investment and bill paying agents, managed individual retirement accounts, probate estates, guardianships and conservatorships and custodial agent services. It also provides telephone and Internet banking facilities and investments such as stocks, bonds, mutual funds, insurance and annuities. Its commercial services include business checking accounts, business loan products and business MasterCard and Visa credit cards.
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