Bank of the James Financial Group is a holding company for Bank of the James, which was incorporated under the laws of the Commonwealth of Virginia as a state chartered bank in 1998. The bank serves individuals, retailers, and small- and medium-sized businesses. It provides investment planning and cash and asset management services. Bank of the James offers business installment and commercial construction loans. The bank provides various short- and long-term savings options, including certificates of deposit and individual retirement accounts. In addition, it offers 24-hour Internet and telephone banking services. Bank of the James operates several ATMs, as well as provides credit and debit cards. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.
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