Happy Loans LLC, operating as Happy Cash, is a licensed Credit Access Business (CAB) in Humble, Texas. They arrange loans from unaffiliated third-party lenders, adhering to federal, state, and local regulations, and are regulated by the Office of Consumer Credit Commissioner.
Happy Cash offers payday loans and auto title loans to meet immediate short-term cash needs, with the option of receiving checks instead of cash. They emphasize that these loans are not intended for long-term financial needs and caution against refinancing, which may incur additional charges.
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