With fluency in Spanish, Andres proudly serves clients in Houston and Surrounding Areas and specializes in preapproval, low-to-moderate income lending programs, lending to borrowers with limited credit history, fixed-rate mortgages, FHA and VA mortgages, and first-time homebuyer programs. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Andres is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Andres can help you get a clear picture of what might work best for you. Andres will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Andres wants to ensure that you have a positive home lending experience.