First National Bank of Oneida, Tenn., is one of the oldest banks in its trade area, having been open for 100 years. It is also one of the largest banks, insofar as resources are concerned, with average annual assets to date of nearly $200 million. The bank offers a variety of products, including loans, checking accounts for businesses and individuals, individual retirement accounts and ROTH IRAs, certificates of deposit, savings accounts, night depository, 24-hour automatic teller machines, direct deposit, an insurance agency and a financial group. Internet banking, overdraft protection and free credit report information are available, as well.
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