History
The financial and mortgage industry crisis of 2008 created a tremendous void in the marketplace, leaving both consumers and related professionals underserved. loanDepot emerged as a well-managed and well capitalized mortgage banking firm that embraced the entrepreneurial spirit and service driven focus widely absent in the mortgage business. Our lending philosophy is founded upon a tenet of providing innovative portfolio loan programs, while consistently delivering an exceptional client experience, for both our borrowers and referral partners. A feat rarely accomplished in the industry.
Specialties
Are you self-employed and/or looking for a jumbo home loan? Our Bank Statement Loan Programs are a perfect fit for self-employed borrowers who need to use business or personal bank statements to document their income rather than tax returns that don't reflect actual earnings. As a direct to consumer lender, we specialize in bank statement loans for self-employed borrowers as well as Jumbo loans up to $3MM. loanDepot Bank Statement program allows self-employed borrowers the ability to qualify based on a 12 or 24 month average of deposits using their personal or business bank account. Business Owners now have an opportunity to get a home loan regardless of their write-offs. A huge advantage of working for loanDepot is their plethora of proprietary mortgage products. Not only can we do your traditional mortgage programs offered most everywhere else, but we can do our own loan programs such as bank statement loans and loans for people with recent housing events or bankruptcies. We think outside the box here and are fortunately able to help a lot of people who have been turned down or told they can't get a mortgage. Dale Corley Loan Consultant NMLS 1547543 Licensed in CA-DBO1547543, FL LO55592, GA 53633, NC I-175278, SC, CO, TN and TX Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act