The Insurance Placement Facility of Pennsylvania, also known as the Pennsylvania FAIR Plan, was established in 1968 to provide basic property insurance to individuals in Pennsylvania who are unable to obtain coverage from the voluntary insurance market.
Administered by a Board of Directors elected by member companies, the Pennsylvania FAIR Plan operates independently without any financial support from federal, state, or local funds. It serves as an association of property insurance companies and aims to make insurance accessible to those with an insurable interest in real or tangible personal property in the Commonwealth of Pennsylvania.
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