History
We are very excited to announce our new HALO program! Now, we're not calling ourselves home loan guardian angels, but we certainly wouldn't stop any of our customers from saying so. For the past few months we've been mulling it over: what can we do for our community that will help our customers get home easier? What obstacles were people around us facing on their way to becoming homeowners? We realized that for many in our community, the biggest hurdle they faced was the down payment. They had good credit, they had their sights set on their dream home, but they hit a down payment roadblock. So we thought we would help. Here are the main qualifications: Have a credit score of at least 620 Must be a primary residence Single Family, Two Family, and Condominiums eligible Otherwise, qualify for an FHA insured loan
Specialties
VA Loans & USDA offer 100% Mortgage Financing for most NC residents. Semper Home Loans is a mortgage banker/Broker with a wide variety of mortgage solutions. Life is not one size fits all, so your mortgage shouldn't be either. Your Mortgage Loan Originator will offer you a home financing solution tailored to meet your unique needs at a competitive rate, not just the latest trend in home financing. Traditional Products: - Conventional - FHA - VA - Fixed and Adjustable Rates - Jumbo and Super Jumbo - Reverse Mortgage - USDA Financing - Second Home or Investment Properties Niche Products: - FHA 203(k) and 203(h) - VA 95% Cash Out - FNMA HomeStyle - Construction to Perm