First Citizens Bank, located in Raleigh, North Carolina, is a trusted financial institution with a team of experienced professionals, including Vice President and Mortgage Banker Kristen Carmack. With over 26 years in the banking industry, Kristen is dedicated to providing exceptional customer service and building long-term relationships with clients. Specializing in a wide range of mortgage products, including construction to permanent, FHA, jumbo loans, and more, First Citizens Bank is committed to helping individuals achieve their homeownership goals.
As a graduate of UNC Chapel Hill with a degree in Economics, Kristen Carmack brings a wealth of knowledge and expertise to her role as a mortgage banker. With a focus on assisting clients in achieving home ownership, Kristen is passionate about guiding individuals through the homebuying process and offering refinancing options to help lower rates or consolidate debt. Whether you're a first-time homebuyer, self-employed borrower, or in need of down payment assistance, First Citizens Bank is dedicated to providing personalized solutions to meet your unique needs.
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