History
Steve Foy started in the insurance business forty years ago selling life insurance out of his father's property casualty firm, Foy Agency, in Deer River, NY. In 1980, the focus of Steve's business shifted toward group employee benefit plans. Prior to the passage of the Health Insurance Portability and Accountability Act (HIPPA) and Medical Savings Accounts (MSAs) in 1996, Mr. Foy and a partner established