Ray Price,CLU,ChFC,AEP Independent Financial Advisor, 111 S Broadway, Apt 2D, White Plains, NY 10605, US

CREATING A PLAN:If you are retired, or within a few years of retirement, we expect you've had several advisors; that you have done a good job accumulating over the years; and yet for any number of reasons, you may have concerns.We want you to know you're not alone. While many families successfully save money and set goals, we've found it's simply not enough to establish your long-term goals. You'll also need a lifestyle plan, a legacy plan, and an income plan that matches those goals and then someone to help you keep it all together.At Emerald Retirement Planning, that's what we do, and what we offer systematic yet customized planning along with objective advice and counsel. Please call us to schedule some time to review our process. The first meeting is complimentary.OUR CHALLENGE - WHY WE EXIST:A typical American couple retiring with the means to fund the first full decade of their retirement will often not be able to adequately fund their second decade.This result is rarely due to a lack of resources but a lack of behavioral planning. Bad information, missing information, misconceptions, and human nature these are the gaps that cause this shortfall.We exist to bridge those gaps. We exist to save lives.OUR CLIENTS - WHY WE LOVE WHAT WE DO:Seeking our specialization in retirement planning and behavioral advising, Emerald Retirement's clients are patient, disciplined, and long-term oriented, or are actively working toward these qualities.Our clients depend on our comprehensive process to assure that their strategies prudently and accurately match their long-term goals, including their income requirements and overall lifestyle. We are timely and responsive, meeting with clients several times each year to review and refine the plan.Our clients know what they want from their lives; they're just not always sure how to get there. We can't directly improve their health. We can't directly improve their relationships. But indirectly, through our ongoing counsel, we've seen improvements in health, relationships, and even their overall level of well-being. That's what gets us up in the morning, and it's what keeps us going all day.FIRST STEP:Choosing an investment advisor, financial advisor, or retirement planning specialist is never easy. We want to make sure you have every topic addressed and every question answered. Give us a call to find out more, or to begin the process.

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