Founded in 1856, NBT Bank is an independent, community bank that is headquartered in Norwich, N.Y. The bank provides primary financial services to customers and community. The bank offers several loans, including personal, commercial, real estate and overdraft line of credit. NBT Bank also provides a range of financial products, such as ATMs, debit and credit cards, personal checking, personal savings, certificates of deposit, and commercial and individual retirement accounts. The bank s services include cash management, bills payment, telephone banking, money orders, wire transfers and notary services. In addition, the bank s has a Web site that offers complete information about its services and products. NBT Bank is operated by NBT Bancorp and has several locations in Albany, N.Y.
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