Based in Amherst, N.Y., L&M Financial Services specializes in providing a wide range of insurance and wealth management services. The company s services include financial and estate planning, long term care planning, pre and post-retirement counseling, tax favored investments, mutual funds, equities, life insurance, disability insurance, tax sheltered annuities, individual retirement accounts, third party administration/payroll deduction services, and more. Established in 1972, the firm serves a variety of customers, including law enforcement officials, credit union members, educational employees, athletic administrators, government employees, postal employees, nurses as well as many individual clients.
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