Vertican Technologies Inc, 55 Lane Rd, Ste 210, Fairfield, NJ 07004, US

About eSTYLE Software eSTYLE Software is one of the leading service providers for the mortgage industry. We specialize in development, deployment, and support of the automation and workflow solutions for brokers, lenders, and loan origination software vendors. We have been serving financial industry as a custom software development vendor since 2001. In 2004, we launched a packaged suite of products under the PreQual Engine trademark. Our interdisciplinary team of mortgage specialists and system designers created the product that brokers and lenders have long been seeking for the borrower prequalification, loan selection, and pricing engine. This product leveraged our profound business and technology experience, as well as strong partnership relationships with key industry players, accumulated through the great variety of past projects. We are currently partnering with lenders, service providers, and mortgage companies, to ensure the continuous development of our PreQual Engine and to enrich it with a variety of value-adding services available to our subscribers. We also provide consulting and business process outsourcing services for select customers in the financial industry. This diversified nature of our business enables us to successfully implement our mission. It also provides you with the benefits of having a single-source, highly capable provider that has already delivered a working solution to one of the most painful problems in the mortgage industry prequalification, selection and pricing of mortgage loans. About eSTYLE PreQual Engine PreQual Engine helps brokers and lenders become more efficient by moving away from paper rate sheets and guidelines when qualifying borrowers and pricing loans. eSTYLE PreQual Engine is an online service for the qualification of prospect borrowers against a variety of participating lender programs. We setup the program rates and guidelines and ensure that they are updated immediately if rates, adjustments, and other conditions change. So loan officers don't have to look through dozens of new rate sheets every time they get a new prospect borrower. And they don't have to worry about limits, adjustments, and other numerous program conditions the system will automatically calculate the rates for any given loan scenario. eSTYLE PreQual Engine changes the way loans are originated. Using eSTYLE PreQual Engine, loan officers and account executives can determine available options for almost any credit profile, compare loan scenarios, price out the loan including all adjustments and limitations, and submit the loan for processing and underwriting without wasting hours on research and calculations.

Ron Fogel & Associates LLC

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