History
MJS Financial & Insurance Services Group was started so we could work with select individuals, families, business owners and institutions who understand the importance of proper risk management in laying a strong foundation to build their financial dreams upon. We offer the vision to help you build a long-lasting financial legacy along agility to help you preserve that legacy through various types of economic and market conditions. We can help you move through life's most significant transitions with trust and confidence. We offer a four-step approach to understanding our client's goals and objectives allowing them to make informed and educated decisions with the ultimate goal of helping them accumulate, protect and preserve their net worth. This approach results in a program that is highly personalized, exceptionally flexible and based on proven principles and disciplines.
Specialties
From an individual and family perspective we provide the following: * Risk Management (Life, Disability, Long-Term Care and Health Insurance) * Capital Accumulation * Retirement Planning * College Funding * Estate Planning Services * Final Expense Planning & Funding * 401(k) Rollover (Lump Sum Distribution) * Pension Maximization From a business perspective we provide the following: * Qualified Retirement Plans (Pensions, 401(k), etc.) * Key-Employee Insurance * Business Continuation Plans (Buy/Sell Agreements, Cross Purchase Buy/Sell Agreements, etc.) * Business Loan Insurance * Business Overhead Expense Plans * Voluntary Employee Benefits Programs * Executive Compensation Plans * Salary Continuation Plans * Individual Income Protection Plans * Simplified Employee Pension Plans * Business Disposition Planning (Key Persons, Buy/Sell Agreements) * Executive Fringe Benefits * Group Insurance (Health, Dental, Life, Disability, Long-Term Care, etc.) * Cafeteria Plans (Section 125)