The Hudson City Savings Bank was conceptualized in Hudson City (now Jersey City) in 1868. Although it's been in business for 146 years, the bank has managed to retain a modest size, with more than 100 branches serving New Jersey, New York and Connecticut. Although not one of the giants of the financial industry, HCSB is consistently ranked among the best managed and most efficient banks in the country. This branch is located on the corner of the shopping plaza next to the Ramsey train station on Main Street.