Automobile insurance, Agricultural insurance
Berkley Life Sciences
Berkley Life Sciences (BLS) is a premier commercial insurance provider committed to protecting the assets and critical operations of leading life science companies. Our flagship product, LS Prime®, is a distinctive insurance solution which can be tailored to the specific risk transfer needs of life sciences companies, whether they are start-ups or generate billions of dollars of revenue. BLS offers a comprehensive portfolio of property and casualty insurance products and services, meticulously designed to meet the unique needs of a wide range of specialized life sciences sectors. These include medical devices, pharmaceuticals, biologics, cell and gene therapy, dietary supplements, medical food, cosmetic drugs, life science product development service organizations, medical product distributors, analytical instruments, bioengineering, and health informatics. We address products liability risks with a full spectrum of coverages, including products liability, errors and omissions (E&O), and clinical trial liability and can consider both primary and excess positions. Additionally, our commercial package covers premises operations, property, commercial auto, workers compensation, crime, and umbrella. For companies with a global presence, our multinational product line further extends to cover foreign products and clinical trial liability, public liability and property, political risk, and foreign voluntary workers' compensation with options for a master-controlled program including foreign local admitted policies. At BLS, our Claims team is distinguished by their deep expertise in life science claims and litigation. They excel in negotiating settlements, handling disputes, and advocating for our customers' best interests while staying ahead of industry-specific regulatory changes, litigation trends, and emerging risks. A cornerstone of our commitment to clients is our Elite Defense Network (EDN) a top-tier team of attorneys managed by our claim experts. As a policyholder benefit, our EDN Helpline provides two hours of complimentary legal consultation for nonclaim-related legal matters. Our Risk Management team is comprised of industry specialists with deep expertise in evaluating property and casualty exposures, protecting scientific property, and developing business continuity and crisis management plans. In collaboration with our policyholders, we are committed to managing, controlling, and reducing risk across all lines of coverage, ensuring the security of their business operations. To further support our clients, the Risk Management Center offers an online suite of safety and risk management tools enabling the creation of effective risk mitigation programs. Please visit BerkleyLS.com or contact us at 877.427.5595.