Commercial Bank is an independent community bank with three locations in the St. Louis area. The Banks provides personal and business banking services. For individuals, the bank offers savings and checking accounts, IRA's and CD's, debit and credit cards, mortgage and home equity loans as well as personal loans. Commercial services include checking accounts for businesses and non-profits, commercial lines of credit, building loans, equipment and working capital loans as well as merchant credit card services. The bank also offers online and telephone banking. Commercial Bank is a member of FDIC.