Optum Health is a subsidiary of Optum Financial, Inc., offering a range of health benefit accounts and solutions. They provide individuals with health savings accounts (HSAs), flexible spending accounts (FSAs), health reimbursement accounts (HRAs), and Medicare Advantage Medical Savings Accounts (MSAs). Optum Bank, a member of FDIC, administers these accounts, helping individuals manage their health expenses, track receipts, pay bills, and make contributions. With their mobile app, users can easily access and manage their health accounts, browse eligible expenses, and save on everyday health items using their payment card.
Optum Health also offers investment options for HSAs, providing individuals with the opportunity to grow their savings for future health needs. They provide resources such as the Health Finance Ed Center, qualified medical expense tools, insights and research, HSA webinars, and a Health Savings Checkup tool. Optum Health serves as a partner to providers, employers, brokers, consultants, and payers, offering comprehensive solutions for managing health benefit accounts. Their goal is to help individuals make the most of their health dollars and improve their overall healthcare experience.
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