In operations since 1953, Direct Federal is a nonprofit, federally insured credit union that offers a variety of financial products and services. It provides checking, money market, individual retirement and savings accounts. The credit union offers a range of mortgage products that includes home financing, refinancing, and fixed- and adjustable-rate mortgages. It also provides home equity and automobile loans, credit cards and certificates of deposit. Direct Federal offers electronic statements, as well as credit counseling and management services. The credit union additionally provides direct deposit, wire transfer, overdraft protection, and online banking and bill payment services. Direct Federal funds charitable organizations and supports high school athletes and students through the Young Women Leaders of Tomorrow program.
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