Tim Custer joined First Command Financial Services as a Financial Advisor in January 1999, following a 13-year career in the United States Coast Guard, where he attained the rank of Lieutenant Commander and served as commanding officer of the USCG Cutter Point Verde and USCG Cutter Nunivak. Tim understands the challenges and opportunities associated with life in the military and is committed to helping service members and their families get their financial lives squared away. Tim has a Bachelor’s degree in Electrical Engineering from the Coast Guard Academy and a Master’s degree in Business from The John's Hopkins University. He holds Series 6, 63 and 65 securities licenses plus life and health insurance licenses in AL, AZ, DC, DE, FL, ID, IN, IA, ME, MD, MN, MO, NC, NM, NY, OH, PA, SC, TX, VA, NV, HI and WV. Understanding that the biggest obstacle to financial security for most people is their own behavior, Tim serves as a personal financial coach to clients, continually reinforcing positive financial behaviors. He advocates time-tested financial principles, including disciplined, long-term saving and investing, careful debt management, and a thoughtful insurance strategy to manage financial risk. Tim will work with you to establish specific, meaningful goals that are consistent with your values and then develop a personalized financial plan to guide your pursuit of those goals. In his free time, Tim enjoys hiking, spending time with family, and traveling. First Command Financial Services was founded in 1958 by a retired Air Force officer for the specific purpose of improving the financial well-being of military professionals and their families. Today, more than 500 First Command Financial Advisors across the country and abroad, many of whom also served, are committed to the company’s Mission of “Coaching those who serve in their pursuit of financial security.”