Concordia Bank & Trust, 6292 Highway 129, Monterey, LA 71354, US

In October 1973, a group of local investors acquired the charter of the failed Delta Security Bank in Ferriday, La., and Delta Bank was born as Louisiana Central Bank. As one of the largest agriculture lenders in Louisiana, it provides crop, equipment or real estate loans. It also offers a variety of checking accounts, including regular, budget/thrifty, student, senior citizen, BanClub, NOW accounts/interest-bearing and money market/access. Business banking services include checking, savings, Nova merchant services, loans and debit/automatic teller machine/credit cards. Financial tools available to the bank s customers range from stock quotes to market information and currency converters to insurance quotes. Delta Bank is in Vidalia, La.