Specialties
Jackson Purchase ACA is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1917. We serve western Kentucky with eight branch offices conveniently located to serve you. We have more than $250 million in loans outstanding to more than 2,000 members and we are controlled by a group of local directors who are also farmers. Our primary function is to provide agricultural loans, including: Long-term farm and home loans Intermediate-term loans for buildings, machinery and other equipment Intermediate-term loans for land, construction, livestock and improvements Short-term production loans for both full-time and part-time farmers Loans for ag-related businesses Unlike commercial banks, our cooperative structure means that a portion of the profits generated from our lending activity is returned to our borrowers in the form of patronage refunds.