Established in 2004, United Citizens Bank offers a variety of retail and commercial banking products. It provides personal and business checking, savings and individual retirement accounts. The bank is a member of the Federal Deposit Insurance Corporation. United Citizens Bank offers home equity, automobile, agriculture and personal loans. The bank also provides a range of additional products, such as cashier s checks, savings bonds and safe-deposit boxes. It offers night depository and electronic funds transfer solutions. The bank provides ATM and credit cards, as well as financial calculators. In addition, it issues deposit certificates. United Citizens Bank maintains a presence in Columbia, Ky.
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