Perl Mortgage is a leading independent Chicago-based correspondent lender, offering flexible financing options, seamless loan execution and reputable customer service. Perl maintains 4 offices in the Chicago area and also initiates loans across the country. Perl works with a variety of national lenders to consistently find the best rates and programs to fit the needs of individual clients. Perl acts as a correspondent lender, keeping loans inhouse from application to closing, to ensure speed and quality control. It utilizes an open loan process, revealing information regarding fees and interest rates up front, eliminating any closing surprises.