Land of Lincoln Credit Union, 1435 N Water St, Decatur, IL 62526, US

HistoryWe started out as the Decatur Caterpillar Employees Credit Union in 1956. Back then people couldn't borrow money from banks, only businesses could. It was hard to save enough to buy a house or car (still is). So, they organized a credit union where they could deposit part of each paycheck (in a shoebox). The credit union would loan that money out to other employees in need. The loans would be paid back with a little from each check. The interest they paid on the loans was returned to the savers as dividends. Financial services are more sophisticated now than just savings and personal loans but the concept is the same. By pooling your resources and working together cooperatively everyone benefits.SpecialtiesEarthmover is a full service financial cooperative, owned by you - our members. That means the more you use our services, the better deals we can provide you. You can also come to us for info on financial matters to help you make the best choices for your situation.