OptimumBank Holdings is a holding company of OptimumBank, which offers a variety of banking services. Founded in 2000, OptimumBank provides checking and savings accounts, as well as certificates of deposit. It also offers direct deposit, money order, nigh deposit, wire transfer, notary and account balancing services. The bank also provides traveler s checks, safe-deposit boxes and money orders. In addition, OptimumBank offers real estate, mortgage, commercial and construction loans. It also operates an online information center. OptimumBank is a is a member of the Federal Deposit Insurance Corporation.
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