With fluency in Spanish, Julio proudly serves clients in the Orlando, FL area. Julio has 23 years of experience as a Senior Home Lending Advisor and specializes in preapproval, lending to self-employed clients, fixed-rate mortgages, vacation home financing, FHA and VA mortgages, and first-time homebuyer programs. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Julio is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Julio can help you get a clear picture of what might work best for you. Julio will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Julio wants to ensure that you have a positive home lending experience.