VantageScore Solutions is a leading credit-score model development company based in Stamford, CT. Since 2006, they have been revolutionizing the credit scoring marketplace by leveraging data analytics to make access to credit more equitable. Trusted by over 3,000 banks, fintechs, and other companies, VantageScore credit scores are used daily to assess consumer creditworthiness, with over 19 billion scores used last year alone. Their predictive power and commitment to financial inclusion have made them a leader in the industry.
VantageScore Solutions holds the intellectual property rights to the VantageScore credit scoring model and has licensing agreements with Equifax, Experian, and TransUnion. Their models are known for being inclusive, innovative, and predictive, making them the go-to choice for assessing credit in the consumer-credit marketplace. With the recent mandate by the Federal Housing Finance Agency (FHFA) for the use of VantageScore 4.0 in all mortgages sold to or guaranteed by Fannie Mae and Freddie Mac, VantageScore Solutions continues to shape the future of credit scoring.
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