History
Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today's stringent documentation guidelines. We specifically aim to empower under banked homeowners and communities by providing access to prime capital. CHM is a CDFI-certified lender, as well as a licensed seller/servicer with Fannie Mae, Freddie Mac and Ginny Mae. We are a non-bank, prime lender with the regulatory, financial, and operational capability to serve diverse borrowers with non-traditional documentation. C&J Lending is uniquely positioned to offer mortgage products that address this significant segment of borrowers who are under banked due to current regulatory restrictions. Our team originates home mortgages through its 35 + lending offices across the nation. With our wide range of unique and niche mortgage products and common-sense underwriting, we are able to quickly help both conventional and diverse borrowers with their home financing goals.
Specialties
We are a full-service, mortgage broker team with over 20 years experience in the mortgage industry. Our team is part of Commerce Home Mortgage, which is the premier provider of superior mortgage services and products to the communities in the markets we serve. We will distinguish ourselves from the competition by a commitment to efficient delivery of service in our target markets while maintaining personal relationships with mutual loyalty. We pride ourselves on being responsive, professional, and customer-service focused. We can close on loans quicker than our competitors and we provide transparency, efficiency, and communication every step of the way during the process. Our goal is that you not only have a satisfactory experience, but so much so that you remember our name for years to come. Mortgage Advisor: Clare Romero NMLS #1465126 & Jill Nelson NMLS #1563123 Commerce Home Mortgage, LLC is an equal opportunity lender, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150083; NMLS ID #1839. All licensing can be found at commercehomemortgage.com/compliance/licensing.