Visa is an electronic payment brand that develops products and technologies to benefit its member financial institutions, its cardholders and merchants. There are more than one billion Visa cards in circulation, which are accepted at more than 20 million merchant locations in 150 countries throughout the world, generating more than $3 trillion in annual card sales volume. It offers a variety of products and services that enable consumers and businesses to buy and sell goods throughout the world. These products include credit, debit, prepaid payment solutions as well as programs and initiatives designed specifically for commercial and governmental enterprises. Visa also develops common standards and specifications to facilitate commerce and provide our member financial institutions with global payment platform development, 24-hour operation of the world's largest and most sophisticated payment processing system and management of the Visa brand. Headquartered in San Francisco, Visa traces its history back to 1958, when Bank of America launched its blue, white and gold BankAmericard in California.
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