Specialties
I'm a Certified Financial Planner and have been in the financial services business since 1975. I've been helping people at every stage of life plan for retirement and since 1996 have specialized in retirement planning for California educators and classified school employees. Many of my clients are still working, while some are nearing or enjoying retirement now. It is never too late to start saving, and a well-planned retirement can be a gateway to freedom. Every client has a unique plan for how they will use that freedom; some will use it to work, others to play, and some to pursue new or well-loved activities. The key is having the freedom to choose. Sound, effective retirement planning entails many factors and issues that ultimately will combine to create a secure financial future. At the core of a retirement plan are the answers to