Specialties
We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind us, we will find the loan that suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs. Let us guide you through the home buying or refinancing process, and provide you with our amazing service. Phil Joseph NMLS #249549 Branch Manager | Sr. Mortgage Loan Originator American Pacific Mortgage Co 1850 Equal Housing Opportunity. Licensed in the state of California and by the Dept. of Business Oversight under the California Residential Mortgage Lending Act.