History
At POP Mortgage, you'll be working with a dedicated and licensed mortgage loan officer, not a call center sales rep. So how does it work? First things first: you need to know what you qualify for. That means figuring out how much home can you afford, while still having plenty of money left over each month for the other important stuff in life. POP Mortgage uses 2017 technology to quickly analyze your debt-to-income ratio, credit history, and other determining factors, giving you a clear picture of exactly which price range you should be shopping in. We'll also provide you with a pre-approval letter, making your offer on a home much stronger in the eyes of sellers than offers that aren't backed by a pre-approval from a reputable lender. So, if you have decent credit--580 or above--and are in the market to finance or refinance your California real estate property, look no further than POP Mortgage, where you're guaranteed to get excellent service and an rate you can afford.
Specialties
POP Mortgage is your go-to residential mortgage lender serving all of San Diego County and Southern California. We are both a mortgage broker and a mortgage bank, so you get access to all the loan options and programs under one roof, with competitive rates, and full concierge service from your initial inquiry and rate quote all the way through title, escrow, and closing. Providing you with an excellent, personalized experience from start to finish, and getting your loan funded quickly and without stress or last-minute surprises are some of our main goals for every mortgage transaction.