For more than a decade, NCC has specialized in integrated credit and debit payment processing, electronic check services, gift card and prepaid solutions, and software applications. It also works with merchant acquirers and bank-card issuers and provides related services that include point of sale, reports, statement production, customer care, and risk and debt management, through TSYS Network, First Data and Paymentech. Ncc processes data for rewards and point programs, as well as for loans and grants.