Merit Systems Inc is a leading software provider specializing in credit bureau interface software, offering businesses the ability to streamline their processes with live credit report data from all three credit reporting agencies. Their powerful credit report server and developer toolkit, the Merit Credit Engine, allows businesses to integrate credit report data from Equifax, Experian, and TransUnion, enabling custom credit scoring, routing, and analysis. With support for military lending act covered borrower searches and compliance with FACT Act, Merit Systems Inc provides businesses with the tools to cut costs, simplify administration, and make informed credit decisions.
With direct access to major credit bureaus, support for various protocols and data formats, and integration with user interfaces, Merit Systems Inc's credit report API and Microsoft SQL Server programming API make it easy for businesses to quickly implement credit report access. As a software provider, Merit Systems Inc is not affiliated with any credit bureau and does not act as a provider, pass-through, or reseller of consumer credit reports. Their focus is on providing businesses with the tools and technology they need to efficiently retrieve, analyze, and utilize credit data for improved decision-making.
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