Matthew Herrick - Morgan Stanley, 2882 Sand Hill Rd, Menlo Park, CA 94025, US

About Bay Area Insurance Agency Founded in 1955 as McCarthy Company, Bay Area Insurance Agency, Inc ( BAI ) has enjoyed over 50 years of serving Northern California's Commercial Insurance needs. In 1975 as the Homeowner Association industry was taking root in California, a young producer by the name of Jim Brady ( BAI's current President ) started to carve out a niche that would become the trademark of this successful agency. Since that time, Bay Area Insurance has developed into one of the preeminent brokerages in the area of Homeowner Association Insurance. BAI currently serves the insurance needs of over 400 Associations throughout the State of California. The combination of our experience/expertise in the market, and access to the top rated insurance companies in the industry, means our clients enjoy a quality of service and products that is unparalleled. Attending HOA board meetings at which we can answer any and all questions unit owners and property managers may have regarding coverages, companies, trends in the market, etc.

DFJ

Nick Varbanets-Morgan Stanley

Astellas Venture Capital

Sand Hill Property Company