Located in Fair Oaks, Calif., Loveland & Smart Insurance Services offers a range of alternative workers compensation programs for large public and private employers. The firm provides a range of reinsurance underwriting and brokerage services. It serves various independent agents and brokers throughout the United States. Loveland & Smart Insurance Services also offers excess workers compensation and employer liability programs. The firm provides surety bonds for self-insured employers. It specializes in cash flow communicable disease endorsements, as well as offers coverage for group and association programs. Loveland & Smart Insurance Services maintains nonresident broker s licenses in over 40 U.S. states. The firm provides commercial lines underwriting and risk and safety management services.
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