History
GEM Mortgage, also known as Golden Empire Mortgage was founded in 1987, with a couple of branches, but has since grown to be one of the top 100 Mortgage Lenders in the country, and we now have over 50+ branches on the West Coast. Our branch in Alhambra was established in 2005, where we have been serving the local community ever since. GEM Mortgage is a Direct Lender/Morgage Banker specializing in residential real estate lending.
Specialties
We specialize in helping people throughout Alhambra and Southern California to find the right home loan to meet their home buying or refinancing needs. We are experts in helping First Time Home Buyers achieve their dream of home ownership, and I have been blessed to help hundreds of families throughout my 24 years in Real Estate Lending. We work with all types of residential financing including but not limited to Conventional FNMA and Freddie Mac (FHLMC), FHA and VA, as well as most of the first time home buyer down payment assistance programs throughout the Southern California Area. Some of the first time home buyer programs we offer are CalHFA, CHDAP, SCHFA, MCC, CHF Platinum, HOP, LA City LIPA, LA county HOP, Cal HOME, and many others. We are experts in matching the right home loan product to each individual borrower's needs to come up with a winning game plan to accomplish a successful closing.