History
Fulcrum's Proclamation: Fact: Though highly regulated and mostly generic, insurance is still largely bought or sold based on trust. Reason: The average consumer doesn't understand the complexity of insurance coverage, and therefore must rely on licensed agents for the right coverage at the right price Market Dynamics: Since trust (more than price) is a major decision making factor in purchasing insurance, there is little incentive for the insurance industry to develop an efficient pricing model ( a given carrier's premium can be twice as much as another's). Opportunity: For the better informed consumers, now is the time to take advantage of the market dynamics and start saving hundreds or thousands a year, year after year.
Specialties
We help consumers to comparison shop for auto, home and health insurance. We only request quotes from such A-rated insurers as Travelers, Metlife, Mercury, Safeco, State Farm, Farmers, Allstate, AAA, Blue Cross and Blue Shield, etc. Though we can't always guarantee the lowest possible rates, we are highly confident (85% success ratio) we can find you a better insurance program from a top notch insurer. Yes, you can indeed pay less for more coverage. Contact us to find out how much you can save, year after year.