Farmers & Merchants Bancorp is the parent of Farmers & Merchants Bank of Central California, which also operates as F&M Bank. Established in 1916, the institution is a full-service community bank that serves California through approximately 20 branch offices. Farmers & Merchants Bank of Central California offers a range of personal banking services, such as checking accounts, savings accounts, money market acounts, time deposit, individual retirement accounts, Internet banking and Visa debit cards. The bank also provides a range of business services, such as inventory financing, business loans, credit services agricultural loans, community loans and real estate loans. Farmers & Merchants Bancorp is headquartered in Lodi, Calif.
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