Emily proudly serves clients in the Southern California area and specializes in preapproval, lending to self-employed clients, low-to-moderate income lending programs, fixed-rate mortgages, adjustable-rate mortgages, and vacation home financing. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Emily is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Emily can help you get a clear picture of what might work best for you. Emily will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Emily wants to ensure that you have a positive home lending experience.