History
Start in the debt work out industry, realize there was a greater need to help consumer correct their credit blemishes. We handle all types of credit blemishes at affortable rates based on a consumers individual needs, however we specialize in the removal of Foreclosures, Short-Sales and Bankruptcy's from a consumers credit report, as this seem to be a greater need after the mortgage crisis.
Specialties
Our purpose is to closely work with our clients in difficult financial situations to relieve them of the stresses life can present. We take pride in customer service and we understand The Fair Credit Reporting Act or F.C.R.A. We know success is more obtainable by challenging the procedure of verification. F.C.R.A. allows a creditor for a period of 7 years and some instances 10 years to report information to the Credit Reporting Agency's, solely at the creditor's discretion. There is no law that states anything has to be reported. Credit Warden has successfully removed from clients credit reports, Bankruptcy, Foreclosures, Short-Sales, Tax Liens (federal - state), HELOC, Evictions, Late-Pays, Charge-Offs, Student Loans and Repo's.