Consumer Financial Alliance is a debt negotiation company based in Huntington Beach, CA, that offers a program to help individuals resolve their debts by negotiating with creditors to pay a reduced amount. They provide a free consultation to assess the client's financial situation and determine an appropriate monthly amount to invest in the program. Once enrolled, their negotiators work to settle the client's accounts, and they offer a Limited Money Back Settlement Guarantee and a Lowest Price Guarantee.
The company acknowledges that their program may have a negative effect on the client's credit, but they aim to get them out of debt in the least amount of time and at the lowest cost possible. While they cannot promise to stop collection calls, they provide tools and education to help clients handle these calls. Additionally, once accounts are settled, the creditors are required to update the client's credit report accordingly.
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