Cathay Bank in Sacramento, CA offers a range of personal banking services, including checking accounts tailored for various needs. From Everyday Checking with unlimited check writing to Cathay ValuePlus Checking offering interest and added benefits, customers can find a suitable account. Additionally, Student Advantage Checking and Cathay Teen Banking cater to students and teenagers, providing a smart way to manage finances and start building good saving habits.
For savings options, Cathay Bank provides various accounts such as Passbook Savings and Statement Savings, each offering unique benefits to help customers reach their financial goals. The bank also offers Smart Money Market and Optima Money Market accounts for those with higher deposits seeking competitive interest rates. Certificates of Deposit and Individual Retirement Accounts (IRAs) are available as safe investment options for customers looking to build savings for the future.
Furthermore, Cathay Bank assists customers with Home Mortgage Loans and Home Equity Line of Credit services, supporting individuals in purchasing homes, refinancing mortgages, and managing major expenses. The bank also offers Credit Cards and Digital Banking solutions, including online and mobile banking platforms, to help customers manage their finances conveniently and securely.
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