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Medicare is an American federal health insurance program administered by the Centers for Medicare & Medicaid Services (CMS) and is limited to qualified U.S. citizens and legal residents. This article describes the role of Medicare insurance agents and brokers in the state of California (although the rules are similar throughout the United States, state laws will vary). Team Up with the Best Medicare Insurance Agent Licensed Medicare agents, who may or may not be brokers, can assist in dealing with the sometimes overwhelming complexity of Medicare. A certified health insurance agent for Medicare can assist a client in finding coverage through private insurance companies affiliated with Medicare. Private insurance companies may offer a variety of plans, such as: Medicare Advantage Plans Medicare Supplement Plans Medicare Part D Prescription Drug Plans