American Home Loans has been in business for twelve years. It can finance homes for people who are self-employed and offers refinancing and debt consolidation. It claims to finalize 90% of the loans that have been rejected by banks and are brought to them. It's specialty is giving home loans for people with bad or no credit history. It offers no upfront fees, can manage equity loans and help you refinance your mortgage. It offers a wide array of both commercial loans and residential loans.