First Citizens Bank's Community Association Banking business is a national leader in providing customized financial solutions and exceptional service to homeowner associations (HOA) and community association management companies across the country. With a focus on long-term success, they offer operating and reserve accounts, certificates of deposit, online banking, and HOA loans, among other banking solutions, to help communities efficiently manage and grow. With a legacy of strength and stability since 1898, First Citizens Bank is committed to building financial strength that lasts.
As the Director of Reserve Management, Steve Esposito leads a team of First Citizens commercial bankers specializing in Community Association Banking reserve consulting. With over 15 years of experience in the Business Banking and Retail Banking Space, Steve takes pride in partnering with clients for long-term success. He and his team understand the unique needs of the industry and work closely with community associations to provide customized financial solutions and industry expertise.
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